Bridging Loans — Compare 200+ UK Lenders — From 0.4%/Month
Get a bridging loan from £25,000 to £25m in as little as 7 days. Compare 200+ specialist UK lenders, rates from 0.4% per month, no broker fee. Free quote — decision in 24 hours.
Our Bridging Loan Services
- Property Bridging Loans — Fast property finance up to 75% LTV for purchases, refinancing and chain breaks.
- Auction Finance — Complete auction purchases within the 28-day deadline.
- Construction Bridging Loans — Finance for development cost overruns and delays.
- Business Acquisition Finance — Fast funding for time-sensitive business purchases up to £10m.
- Stock Finance — Working capital bridging loans for bulk stock purchases.
- Legal Settlement Loans — Bridging finance secured against anticipated settlements.
What is a bridging loan?
A bridging loan is short-term finance secured against property. It bridges a gap: you need money now, and you have a clear way to repay it within months, usually by selling a property or refinancing onto a mortgage or longer-term loan.
UK borrowers use bridging finance to buy before they sell, break a property chain, complete an auction purchase within the deadline, buy or refurbish a property a mortgage lender will not yet accept, or release cash quickly for a business opportunity.
How bridging loans work
Interest is charged monthly rather than annually, typically between 0.4% and 1.5% per month depending on the property, the loan-to-value and your circumstances. You can usually pay the interest each month or have it rolled up and repaid with the loan at the end, so there are no monthly payments.
Most loans run for up to 12 to 18 months. On top of interest, expect an arrangement fee (usually 1-2% of the loan) plus valuation and legal fees, and sometimes an exit fee. Our bridging loan calculator shows what a loan could cost before you apply.
The most important part of any application is the exit strategy: how the loan will be repaid. Lenders look at the property, the amount you want to borrow against its value, and how realistic your exit is, more than your income alone.
How we help
We compare 200+ specialist UK lenders for you, with no broker fee. Tell us about the property and what you need, and we aim to give you a decision in principle within 24 hours, with completion possible in as little as 7 days where the case allows.
Try our bridging loan calculator
Why Bridging Loan Online?
We provide access to over 200 specialist UK lenders, including all mainstream banks and exclusive private lenders. Our comparison service ensures you get the best rates and terms, with expert personal support at no extra cost to you.
Contact our specialist Adam Mitchell: call or WhatsApp 07973 197535 for same-day guidance.
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